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Where does the money go?

Move a slider, watch the flows between households, firms, banks, the State and the rest of the world — and what each reservoir gains or loses. Base year: France 2025, amounts in bn EUR.

Households by decile of standard of living (INSEE 2023 shares): wages, contributions, pensions, benefits, income tax and property income; consumption from disposable income by decile (INSEE 2023) and the saving rate of each quintile (INSEE 2022).

Your assumptions

Corporate taxes

Income tax

Labour and wages

Macro assumptions

Public spending and debt

Social contributions and benefits

VAT and excise

Prosperity score

– / 10
ComponentWeightMark / 10
Households by decileBalanceMark / 10

10 means every household decile, the State, local governments, social security, firms and banks are in surplus or at zero, France does not borrow from the rest of the world, and household income and private wages are not below the base year. A household decile in deficit loses marks linearly, down to 0 for a borrowing need of 50 % of its resources; any other sector, down to 0 at 5 % of GDP. The score is the raw weighted mark, not rounded. Decile balances: disposable income by decile (INSEE, distributed national accounts 2023) and saving rate of each quintile (INSEE Focus 338, 2022).

Balance by reservoir

ReservoirOpeningInOutBalancevs. baseFinancing

Opening + In − Out = Balance. Opening is what the diagram does not itemise: the published net lending of the base year minus its itemised flows (mixed income, property income, rents…); it stays fixed in a simulation. In and Out exclude financing flows. Balance in the base year is the published net lending (+) or borrowing (−). Financing (savings placed, debt issued, securities) is the counterpart of the balance and stays outside the identity. "n.v.": no published balance for this reservoir.

Year by year

YearScoreState deficitState debtHouseholdsFirmsClosure residual

Amounts marked ≈ are orders of magnitude derived from published aggregates; dashed flows have no published amount and stay at their observed level. The closure residual is the sum of all internal balances plus the external balance: it is shown, never forced to zero.